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Research Article
Vol. 1, Issue 1
Bank Specific Factors and Loan Repayments Culture of Credit Takers of Microfinance Banks in Kwara State
The loan repayment culture in instrumental to the sustainability and effectiveness of themicrofinance banks but overtime, the microfinance banks in Nigeria have been recording highdefault rates and over-indebtedness from the loans disbursed to credit takers at various categories.Hence, this study investigates the effect of bank specific factors on ...