Articles | Bayero Journal of Management Sciences

61

Research Article DOI: 10.67894/bjms.2024.z8cygoda

Real Estate Market and Banks Financial Stability in Nigeria: The Role of Economic Conditions

Kabiru Umar^*, Mohammed Aminu Bello

This study investigates the impact of the real estate market on the financial stability of banks in Nigeria, with a focus on the moderating role of economic conditions. Using an Autoregressive Distributed Lag (ARDL) model, the analysis covers key variables such as the Real Estate Price Index (REPI), Non-Performing Loans (NPLs), Loan-to-Value Ratio (LTV), interest rates, and Gross Domestic Product ...

Jun, 2024 pp. 204-216

62

Research Article DOI: 10.67894/bjms.2024.o8srga2t

Impact of Taxation on Wealth Creation in Nigeria: 2010-2023

Fadheela Uba Jahun^*, Kabiru Isah Dandago

The study examines the impact of taxation on wealth creation in Nigeria for a period of fourteen years (2010-2023). Data was collected from published reports of the Central Bank of Nigeria (CBN) and the Federal Inland Revenue Service (FIRS) and analyzed by means of descriptive statistics, correlation and multiple regressions. The study found that taxation (direct and indirect) is generally an inst...

Dec, 2024 pp. 205-221

63

Research Article DOI: 10.67894/bjms.2023.jdbzuc6o

ENHANCING ORGANIZATIONAL PRODUCTIVITY THROUGH ADAPTIVE ADMINISTRATIVE STRATEGIES

Aliyu Ishaq Abdullahi^*

In a rapidly changing business environment, organizations face unprecedented challenges that demand flexibility and adaptability in administrative structures. This research the impact of adaptive administrative strategies on organizational productivity. Content analysis was used as the methodology of the study analyzing various adaptive management techniques, including participative change managem...

Dec, 2023 pp. 205-216

64

Research Article DOI: 10.67894/bjms.2023.jxgdffpp

BRIDGING THE FINANCIAL FRONTIERS: ASSESSING THE CHALLENGES OF UNIVERSAL BANKING IN ZAMFARA STATE, NIGERIA

Abdullahi Sani^*, Ahmed Mohammed Yusuf

This study conducts a thorough examination of Universal Banking in Zamfara State, investigating the intricate dynamics of its implementation, challenges, and perceived impact. Drawing on a diverse sample of respondents from various demographics within the banking sector, the research provides nuanced insights into the current state of Universal Banking in the region. The findings reveal a complex ...

Jun, 2023 pp. 215-236

65

Research Article DOI: 10.67894/bjms.2023.8y4fhsbw

FINANCIAL LITERACY AMONG YOUNG ADULTS: AN EMPIRICAL ANALYSIS OF NIGERIAN UNIVERSITY STUDENTS

Mohammed Aminu Bello^*

This article examines the ability of learning sources associated with financial literacy among university students. The survey consists of 500 university undergraduate students attending classes where principles of finance are taught. The survey consists of a class test on financial literacy to determine the state of the participants’ current financial knowledge. Moreover, socio demographic data w...

Dec, 2023 pp. 217-235

66

Research Article DOI: 10.67894/bjms.2024.wpfgl7z4

The Mediating Role of Dividend Policy in the Relationship between Board Diversity and Firm Value: Evidence from Nigeria

Mohammed Aminu Bello^*

This study investigates the mediating role of Dividend Policy in the relationship between Board Diversity (gender, age, educational, and ethnic diversity) and Firm Value (measured by Tobin's Q) among publicly listed firms in Nigeria. Using a sample of 636 firm-year observations, we analyze the direct and indirect effects of various dimensions of board diversity on firm value. The findings indicate...

Dec, 2024 pp. 222-242